A revolutionary fully online student loan that offers students the chance to be financially independent while pursuing their studies.
Help your friends take responsibility for their student expenses with Kuhoo Atmanirbhar and win an Amazon voucher worth Rs 3000.
Rajesh Kumar, a working professional in a prominent tech start-up
We are experts in the realm of student loans in India. Our experience allows us to create a reliable product and a hassle-free experience.
Our focus is entirely on students and their financial situation. You are our bread, butter, idly, dosa, poha, etc. and will get our undivided attention.
We offer an entirely student driven product which is independent of both co borrower and collateral.
Apart from tuition fees we offer support for living expenses as well. We offer a complete digital process for faster loan processing.
We are industry veterans with decades of experience in the world of student finance.
We have systematically identified problems and pain points in the student loan and finance eco-system and are creating niche products for one purpose and one purpose only – to ease the lives of students and to provide them better opportunities.
Also we have been seed funded by a large and reputed private equity fund from Silicon Valley.
This Product is designed to help Engineering and MBA students who need finance for tuition fee and other education expenses for the last 1-2 years of their course. Thus, 3rd and 4th year Engineering and final year MBA students can apply.
Yes, students pursuing dual degrees can apply for funding for 4th and 5th year.
Max:Rs 2,00,00,000
Min: Rs 50,000
Yes, you can opt for only a few of the costs as per your requirement subject to the upper limit.
The due date is the date by which Kuhoo must receive your loan installment to avoid overdue classification.
If applicable, a grace period is specified in your loan agreement, allowing a few extra days without penalties. Please check your loan agreement for details.
Missing your due date can result in overdue classification. Overdue accounts are categorized as follows:
– SMA-0: 1-30 days overdue
– SMA-1: 31-60 days overdue
– SMA-2: 61-90 days overdue
– NPA: Over 90 days overdue
Implications: Overdue classification may impact your credit score and lead to potential recovery actions. Staying current on payments is the best way to avoid these consequences.
Accounts classified as overdue, SMA, or NPA are reported to Credit Information Companies (CICs) in line with RBI guidelines. This can impact your credit score and affect future loan approvals or terms. Timely payments protect your credit standing.
Payments must be received by the end of business day on the due date to avoid overdue classification. Payments received after this time may be marked as overdue.
Contact Information for SMA/NPA Queries:
For questions about repayment status, SMA/NPA classification, or overdue accounts, please contact us:
– Email: care@kuhoo.com
– Customer Service Hotline: 9405202222
– Business Hours: Monday – Friday, 10:00 AM – 6:00 PM
For faster assistance, please have your loan number and account information ready when contacting us.